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  • Tips & Tricks

    Why You Should Use an Agent to Sell Your Home
     
    Selling your home is a big endeavor that should include working with an expert, a real estate professional. To compensate the agent for their time and expertise a portion of the money you receive upon the home sale will be used to compensate the real estate agent. Commissions are scary and can be difficult to justify when selling your home. Along with helping you stay objective an agent guides you through the selling process. Here’s a list of reason why you should use a real estate agent to sell your home.

    1. Real Estate Agents Possess Overall Market Knowledge:

    As you begin the process of selling your home you want to have an expert that can guide you through the process. A real estate agent has access to a variety of data about recent home sales in your neighborhood, which will allow you to price your home accordingly. Along with this agents can access your local MLS. Your home will be included in the MLS, so agents helping home buyers can be shown the various details.

    2. Real Estate Agents Are Trained in the Many Legalities of Selling a Home


    Selling your home is one of the largest transactions you’ll make, so make sure you don’t miss a step in the process. During the selling process there is tons of paperwork that needs to be completed. A real estate professional ensures selling your home will go smoothly and will also be able to alert you should problems arise in which you need to consult with a lawyer.

    3. Real Estate Agents Are Able to Network & Coordinate Showings

    Putting your home for sale cannot become your full time job--it will be difficult to get home from work for showings, make flyers, etc. A real estate agent becomes your marketing specialist and will be able to run open houses, set up showings, and other marketing activities to get your house seen by interested buyers. Agents are typically connected to other agents, so are able to provide referrals that help you get a quick sale.

    4. Real Estate Agents Assist with Pricing to Sell, Negotiation, & Inspections/Diligence


    Negotiating is tricky. While you may think it would be easier to not have the middle men (the buyer and seller real estate agents) the negotiation is not always easy. Be prepared. An agent acting as a messenger or bad guy in the process prevents any disagreements that could result in a deal being pulled from the table. Once you are under contract the agent will have many recommendations to assist with any final details to get you to the closing table.

    Selling your home can be a long process that ends in a significant financial transaction. A real estate professional is a huge benefit to you during the process. The expertise of an agent allows you to better navigate the rocky waters and end up on the other side with a transaction with your best interests in mind. Please give us a call today if you are looking at listing your home.
    Your Checklist Before You Buy Your Next Home

     The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future.

    1. Reduce Debt & Increase Credit Score:

    Before you start looking for your next home you should request a credit report. This will give you a starting point on understanding your credit score before you request a loan. Your credit score will influence the interest rate of your loan.

    2. Save Money to Set Yourself Up with a Large Down Payment:

    While it is possible to purchase a home without a 20% down payment it’s best to get as close as possible. This will allow you to have a smaller mortgage rate, Avoid PMI, and receive a better rate. If you do not have a 20% down payment you may qualify for a VA or FHA loan.

    3. Keep a Conservative Budget:

    It’s just not the list price that is included in the purchase. Keep in mind there are inspection fees, earnest fees, moving expenses, and typically new furniture purchases that you should prepare for in advance. Along with the initial moving expenses you should also be aware of your monthly budget moving forward. With homeownership comes property taxes, HOAs, home repairs, and more. You want to make sure you are prepared for future budgeting as well.

    4. Get Preapproved:

    Your preapproval can help if you are putting in an offer against someone who is not...makes you look like a more ready now buyer. Your preapproval is based on your actual income, debt, and credit history. This is different from prequalification, which is how a lender determines how much you can afford.

    5. Set Your Home Buying Budget:

    By getting your finances in line before your first home showing you know the price range of a home that you can actually afford. It is important to set a realistic budget that fits your income level and characteristics you want in a home.

    6. Find an Agent You Trust:

    An agent will be able to guide you along the way and educate you n the home buying process. Also, keep in mind an agent usually is very well connected to the other professional you will need before closing day.

    As you begin the process to find your next home checking these items off your list will provide you with a more successful home buying experience. Our team is here to help you! Let us know the area and/or neighborhood you are looking to live along with your top needs our team of professionals will assist with finding your next home.  
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